Owner/sole-trader - SYSC326

• Sole-trader specialising in financial crime risk management.
• Supporting Skilled Person delivery of s.166 review (commissioned by FCA under Lot E: Financial Crime).
• Fraud prevention and investigation response, anti-money laundering services and anti-bribery due diligence.
• Advisory and consulting support to manage regulatory risk, via pre-emptive risk assessment and/or post-event response.
• Supply chain and business counterparty / portfolio risk assessment.
• Staff vetting in support of client personnel risk-assessment.

Director/Owner, FCRM Ltd

• Former Managing Director of company specialising in financial crime risk management.
• Fraud prevention and investigation response, anti-money laundering services and anti-bribery due diligence.
• Advisory and consulting support to manage regulatory risk, via pre-emptive risk assessment and/or post-event response.
• Supply chain and business counterparty / portfolio risk assessment.
• Staff vetting in support of client personnel risk-assessment.
• Awarded 'Best Financial Crime Risk Management Specialists' in 2020 UK Enterprise Awards - see 'UK Enterprise Awards'.

Previous employment

• KPMG Forensic - Director, Investigations and Risk Consulting.
• CRA International UK Ltd - Vice President, Head of Investigations.
• National Criminal Intelligence Service - Head of Economic Crime Branch (UK Financial Intelligence Unit ('FIU')).
• Dixons Stores Group - Group Security Operations Manager (UK Retail, Warehousing & Distribution).
• Metropolitan Police - Company Fraud Department.

Breadth of experience (examples)

• Money Laundering Reporting Officer ('MLRO').
• Head of Financial Crime.
• Risk-consulting and advisory services.
• Leading independent reviews of regulated firms (e.g. s.166).
• Leading loss prevention teams.
• Compliance assurance and organisational change.
• Law enforcement and national intelligence.

Reviews & Investigations (examples)

• Banking - AML & Fraud systems and controls arrangements (Investment, Corporate, Private & Retail).
• Insurance - AML & Fraud systems and controls arrangements (Life assurance, and life-related pensions and investment products).
• Asset Management - Financial crime framework (re: fraud, AML, bribery and financial sanctions).
• Money Service Businesses ('MSB') - AML framework and sanctions screeening arrangements.
• Pharmaceutical - Fraud, bribery and other impropriety investigations in international operations.
• Oil & Gas - Fraud/impropriety investigations on capital projects and anomalous payments to third parties.
• High Net Worth Individuals - Fraud/impropriety investigation into activities/business arrangements of suppliers and third parties.

Projects (examples)

• AML advisory services & remediation project for a global provider of transaction services.
• Assist UK regulated firms' to identify and respond to financial crime incidents and risk.
• Advisory services to clients re: AML, fraud and anti-corruption compliance arrangements.
• Scoping and implementation support in screening arrangements for financial sanctions.
• Benchmarking and gap analysis of Target Operating Model (for global AML and sanctions risk).
• Governance review of fraud risk management in payments processing.

Regulatory - Systems & Controls (examples)

• B2B SME support to Compliance service providers when servicing their clients (including MSB, insurers, brokers, etc.).
• Support Big-4 consultancy firm with AML engagement for UK bank with global operations.
• Support pre and post-merger integration of financial crime arrangements in a UK regulated firm (including outsourced activity).
• Target Operating Model development and Organisational Change Mobilisation in FCA regulated firm with global operations.
• Fraud Risk Assessment, findings analysis and fraud controls' enhancement on loan portfolio of a European bank.
• Support Group response to fraud, money laundering, bribery and financial sanctions in international insurance business.